Make Your Dream of Homeownership Come True with a VA Loan

For over seven decades, the Veterans Affairs (VA) home loan program has been a cornerstone in helping countless veterans achieve the dream of owning a home. If you or a loved one has served in the military, understanding the benefits of this program is crucial.

Before you embark on your home-buying journey, here’s what you need to know about VA loans.

Key Benefits of VA Home Loans

VA home loans are a significant advantage for those who have dedicated themselves to serving our country, offering numerous benefits for eligible buyers. As per the Department of Veteran Affairs:

Zero Down Payment Options: Eligible borrowers can often secure a home without any down payment, significantly easing the financial burden of purchasing a home.
Capped Closing Costs: VA home loans come with a limitation on certain closing costs, allowing more savings for you at the time of finalizing your home purchase.
No Need for Private Mortgage Insurance (PMI): Unlike many loans that require PMI for down payments below 20%, VA loans exempt veterans from this additional cost, reducing monthly housing expenses.

A recent Veterans United article highlights the significance of this program:

“For the vast majority of military borrowers, VA loans represent the most powerful lending program on the market. These flexible, $0-down payment mortgages have helped more than 24 million service members become homeowners since 1944.”

Bottom Line

Homeownership is a quintessential part of the American Dream. Veterans make immense sacrifices for our nation, and one way we can express our gratitude is by ensuring they are aware of and can access the benefits of VA home loans. We owe them our heartfelt thanks for their service and their sacrifice. Reach out to Countryside Homes NJ and RE/MAX Select if you would like to explore how a VA loan may be able to make your dream of homeownership come true.

Client Testimonials for Countryside Homes NJ

At Countryside Homes NJ and RE/MAX Select, we pride ourselves on delivering exceptional service to our clients. But don’t just take our word for it—read what our satisfied customers have to say. From first-time homebuyers to seasoned real estate investors and new home builders, our clients appreciate our dedication, expertise, and commitment to their success. Here are some of their stories.

David R. New Homeowner

Collaborating with Keith LaBrunda and Heather Montalbano from Countryside Homes NJ and RE/MAX Select streamlined the home-buying process for me. They were attentive to my needs and preferences, ensuring they understood exactly what I was seeking in a home and what was within my financial comfort zone. Keith and Heather provided invaluable assistance during the offer stage, sharing insightful details that enabled me to place a successful bid on my desired property. They recommended associates to assist me with securing a mortgage, conducting home inspections, and acquiring homeowner's insurance. Post-purchase, they continued to be a resource, suggesting local companies to contact for internet, water, waste management, oil, and other essential services. The experience of purchasing a home with Keith LaBrunda and Heather Montalbano was seamless and enjoyable.

Rachel and Andre First Time Homebuyer

As first-time homebuyers, the process of finding and purchasing a home felt daunting. But from the moment we reached out to Heather and Keith at Countryside Homes NJ and RE/MAX Select, our worries were put to rest. Their team was incredibly patient, answering all our questions and guiding us through every step. They took the time to understand our needs and preferences, ensuring that we found the perfect home in a neighborhood we love. We were especially impressed by their vast knowledge of the local market and their commitment to ensuring we got the best deal possible. We can't thank them enough for making our dream of homeownership a reality. If you're in the market for a new home, we highly recommend Heather and Keith at Countryside Homes NJ and RE/MAX Select. They truly go above and beyond for their clients!

Prestia Family New Homeowners

From the moment we began our home search, Heather at Countryside Homes NJ and RE/MAX Select stood out as the epitome of professionalism and dedication. Her team's in-depth knowledge of the Rockaway Borough area and their unwavering commitment to our needs made our home buying journey not only smooth but truly enjoyable. As new homeowners in Rockaway Borough, NJ, we can confidently say that choosing Heather at Countryside Homes NJ and RE/MAX Select was the best decision we made. Her expertise, patience, and genuine care for our family's needs transformed what could have been a stressful process into a memorable and joyous occasion. We are beyond grateful for her support and would highly recommend her and her team to anyone looking to find their dream home. Thank you for turning our dreams into reality!